USDA Loans
At David Park with Edge Home Finance, we simplify the USDA loan process so that you can confidently explore this incredible option. With 20 years of mortgage experience, David ensures that qualified homebuyers maximize the benefits of the program, from understanding eligibility guidelines to locking in a loan that fits their long-term financial goals. If you’ve dreamed of buying a home in a quiet community without the burden of a large down payment, a USDA loan could be the perfect solution.
Zero Down Payment
One of the biggest advantages of USDA loans is the ability to purchase a home without a down payment, making homeownership more achievable.
Affordable Monthly Payments
USDA loans feature competitive interest rates and reduced mortgage insurance, keeping your monthly payments budget-friendly.
Benefits of Working with David Park – Edge Home Finance
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Two Decades of Industry Expertise
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Customized Loan Solutions
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Access to Multiple Lenders
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Transparent, Honest Communication
Rural & Suburban Living
These loans encourage homeownership in less densely populated areas, giving you the chance to enjoy a peaceful lifestyle outside of crowded cities.
Why Homebuyers & Investors Choose David Park – Edge Home Finance
For over 20 years, David Park has been a trusted partner for both homebuyers and seasoned investors, delivering mortgage solutions that combine competitive rates, flexible options, and exceptional service. We understand that every client’s financial situation and goals are unique, which is why we take the time to listen, strategize, and match you with the right loan program for your needs.
We are known for
Delivering proven results and trusted guidance in every market condition.
Tailoring mortgage programs to fit each client’s unique goals and financial profile.
Providing clear communication, quick responses, and a stress-free lending experience.
Ensuring clients get the best value with terms that work for them.
"FAQs"
We provide a full range of mortgage solutions, including home purchasing assistance, mortgage refinancing, reverse mortgage guidance, investor loans, home equity loans, hard money loans, construction loans, and conventional financing. We also offer rate and loan shopping assistance to help you find the best possible deal.
The approval timeline varies depending on your financial profile and the type of loan, but most clients can expect a pre-approval within 24–48 hours and full closing within 20–30 days. We work efficiently to keep your process smooth and timely.
Absolutely! We specialize in helping first-time buyers understand their options, secure competitive rates, and navigate the buying process with confidence. We’ll guide you from start to finish to make sure you feel supported every step of the way.
Yes. We can help you refinance your existing mortgage regardless of your current lender. We’ll review your financial situation, compare rates, and structure a new loan that fits your current needs and goals.
We are licensed in Texas, and while our primary focus is on helping clients within the state, we can connect you with trusted partners for transactions in other states if needed.
Your Trusted Partner in Home Financing
At David Park with Edge Home Finance, we believe getting a mortgage should be a clear, confident, and rewarding process. With over 20 years of experience, we guide homebuyers, investors, and homeowners through every step—ensuring they have the right loan program, competitive rates, and personalized advice to achieve their real estate goals. Our commitment to transparency, speed, and exceptional service makes us the partner you can rely on for all your home financing needs.
