DSCR Loans
At David Park with Edge Home Finance, we help investors across Texas take advantage of DSCR loans to secure rental properties, short-term vacation rentals, and multi-family investments. With over 20 years of mortgage expertise, we understand the unique challenges investors face — from managing fluctuating incomes to needing quick, flexible financing solutions. DSCR loans provide exactly that, empowering you to leverage property income to qualify rather than personal tax returns.
Property Cash Flow Based Approval
The biggest advantage of a DSCR loan is that approval is based on the property’s income potential, not your personal W-2s or tax returns. If the rental income covers the property’s expenses and mortgage, you’re on the right track.
Ideal for Investors
DSCR loans are designed for real estate investors who want to purchase or refinance rental properties. From single-family rentals to Airbnb properties and multi-unit complexes, these loans are flexible and adaptable to various investment strategies.
Benefits of Working with David Park – Edge Home Finance
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Two Decades of Industry Expertise
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Customized Loan Solutions
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Access to Multiple Lenders
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Transparent, Honest Communication
Faster & Flexible Financing
Since DSCR loans bypass the need for detailed income verification, the approval process is often quicker and more flexible than traditional loans. This allows investors to act fast in competitive markets and secure deals without unnecessary delays.
Why Homebuyers & Investors Choose David Park – Edge Home Finance
For over 20 years, David Park has been a trusted partner for both homebuyers and seasoned investors, delivering mortgage solutions that combine competitive rates, flexible options, and exceptional service. We understand that every client’s financial situation and goals are unique, which is why we take the time to listen, strategize, and match you with the right loan program for your needs.
We are known for
Delivering proven results and trusted guidance in every market condition.
Tailoring mortgage programs to fit each client’s unique goals and financial profile.
Providing clear communication, quick responses, and a stress-free lending experience.
Ensuring clients get the best value with terms that work for them.
"FAQs"
We provide a full range of mortgage solutions, including home purchasing assistance, mortgage refinancing, reverse mortgage guidance, investor loans, home equity loans, hard money loans, construction loans, and conventional financing. We also offer rate and loan shopping assistance to help you find the best possible deal.
The approval timeline varies depending on your financial profile and the type of loan, but most clients can expect a pre-approval within 24–48 hours and full closing within 20–30 days. We work efficiently to keep your process smooth and timely.
Absolutely! We specialize in helping first-time buyers understand their options, secure competitive rates, and navigate the buying process with confidence. We’ll guide you from start to finish to make sure you feel supported every step of the way.
Yes. We can help you refinance your existing mortgage regardless of your current lender. We’ll review your financial situation, compare rates, and structure a new loan that fits your current needs and goals.
We are licensed in Texas, and while our primary focus is on helping clients within the state, we can connect you with trusted partners for transactions in other states if needed.
Your Trusted Partner in Home Financing
At David Park with Edge Home Finance, we believe getting a mortgage should be a clear, confident, and rewarding process. With over 20 years of experience, we guide homebuyers, investors, and homeowners through every step—ensuring they have the right loan program, competitive rates, and personalized advice to achieve their real estate goals. Our commitment to transparency, speed, and exceptional service makes us the partner you can rely on for all your home financing needs.
