Hard Money Loans
When speed and flexibility matter most, Hard Money Loans can be the ideal solution. These asset-based loans are secured primarily by the value of the property rather than the borrower’s credit history, making them an attractive choice for real estate investors, property flippers, and buyers facing tight closing deadlines. Whether you’re acquiring a fix-and-flip property, purchasing a home at auction, or need quick capital for a time-sensitive investment, hard money lending offers a streamlined path to funding.
Fast Funding for Time-Sensitive Deals
Traditional loans can take weeks to close, but hard money loans can be processed in days. This rapid turnaround makes them perfect for competitive real estate markets or auction purchases where time is critical.
Flexible Qualification Requirements
Because hard money loans focus on the property’s value and potential, borrowers with unconventional income sources or less-than-perfect credit can still secure financing. This flexibility opens the door to more investment opportunities.
Benefits of Working with David Park – Edge Home Finance
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Two Decades of Industry Expertise
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Customized Loan Solutions
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Access to Multiple Lenders
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Transparent, Honest Communication
Ideal for Investors and Property Flippers
If your goal is to renovate and resell a property quickly, hard money loans provide the upfront capital you need without the lengthy approval process of traditional mortgages. They’re built for speed, allowing you to focus on maximizing your return.
Why Homebuyers & Investors Choose David Park – Edge Home Finance
For over 20 years, David Park has been a trusted partner for both homebuyers and seasoned investors, delivering mortgage solutions that combine competitive rates, flexible options, and exceptional service. We understand that every client’s financial situation and goals are unique, which is why we take the time to listen, strategize, and match you with the right loan program for your needs.
We are known for
Delivering proven results and trusted guidance in every market condition.
Tailoring mortgage programs to fit each client’s unique goals and financial profile.
Providing clear communication, quick responses, and a stress-free lending experience.
Ensuring clients get the best value with terms that work for them.
"FAQs"
We provide a full range of mortgage solutions, including home purchasing assistance, mortgage refinancing, reverse mortgage guidance, investor loans, home equity loans, hard money loans, construction loans, and conventional financing. We also offer rate and loan shopping assistance to help you find the best possible deal.
The approval timeline varies depending on your financial profile and the type of loan, but most clients can expect a pre-approval within 24–48 hours and full closing within 20–30 days. We work efficiently to keep your process smooth and timely.
Absolutely! We specialize in helping first-time buyers understand their options, secure competitive rates, and navigate the buying process with confidence. We’ll guide you from start to finish to make sure you feel supported every step of the way.
Yes. We can help you refinance your existing mortgage regardless of your current lender. We’ll review your financial situation, compare rates, and structure a new loan that fits your current needs and goals.
We are licensed in Texas, and while our primary focus is on helping clients within the state, we can connect you with trusted partners for transactions in other states if needed.
Your Trusted Partner in Home Financing
At David Park with Edge Home Finance, we believe getting a mortgage should be a clear, confident, and rewarding process. With over 20 years of experience, we guide homebuyers, investors, and homeowners through every step—ensuring they have the right loan program, competitive rates, and personalized advice to achieve their real estate goals. Our commitment to transparency, speed, and exceptional service makes us the partner you can rely on for all your home financing needs.
